Nebraska 55+ Active Adult Retirement Communities

Overview

Nebraska is a scenic state composed of many different cities, counties, and municipalities with plenty to do year round and many amenities, activities, and events to keep residents active in the community. The state has plenty to offer at an affordable price, with active adults moving to Nebraska to find out what is so wonderful about this unique state. 

Climate and Geography

Nebraska has temperatures that range greatly between summers in the high 80s, and winters as low as 13 degrees on average. With about 80 days of precipitation of rain, snow, sleet and hail, the state of Nebraska has diverse temperatures year round. 

Nebraska’s landscape is split in two with some of the state’s regions being Dissected Till Plains filled with gently rolling hills, and the other being the Great Plains which cover most of Western Nebraska which include the Sandhills, Pine Ridge, Rainwater Basin or the Wildcat Hills. The state is also home to many national parks such as the Agate Fossil Beds National Monument, California National Historic Trail, or the Oregon National Historic Trail, to name a few. 

Recreation, Culture, & Entertainment 

Nebraska has plenty of things to do year round with little time to be bored. There are options for agritourism, arts and culture, outdoor concerts, museums, golf courses, historical landmarks and sights like the Loup Rivers Scenic Way or the Lincoln Highway Scenic and Historic Byway. There are plenty of places to visit for outdoor activities like the outlaw Trail Scenic Byway or Sandhills Journey. There are also many places to shop including malls, shopping centers, general stores, community flea markets, and historic districts with many specialty shops and boutiques. 

Cost of Living & Taxes

Nebraska’s cost of living index is lower than the national cost of living index, with housing, utilities, transportation, being some factors that fall below the national average and health and grocery factors being higher than the national average. 

Income tax ranges between 2.46 percent and 6.84 percent. Nebraska includes social security income in income tax with the exception of gross income that is less than or equal to $58,000 for married couples or $43,000 for other filers. Nebraskans also pay taxes on IRAs, 410(k)s, and private and public pensions with the exception of railroad retirement benefits which are tax exempt. Homeowners over the age of 65 can expect tax breaks depending on income with homestead exemptions for single filers earning less than $28,200 or married filers earning less than $33,100. 

Health Care

Nebraska has plenty of nationally renowned hospitals including the Nebraska Medicine-Nebraska Medical Center, ranking No. 1 in Nebraska with national ranks and a high performance badge for multiple specialties and procedures. Other high performing medical centers include the Bryan Medical Center, Nebraska Methodist Hospital, and Creighton University Medical Center Bergan Mercy. However, there are over a hundred hospitals available to residents across the state.